NATUROPATHIC MEDICINE IS COVERED BY MOST EXTENDED HEALTH CARE PLANS
Most extended health plans (i.e. private plans, usually through your employer) will cover a portion of your visit fee. Most plans pay 80% of patient visits but make sure you clarify coverage with your benefits manager. Plans usually renew on a yearly basis each January, meaning that most people have a certain dollar amount per year that they can use towards Naturopathic medicine. This also means that it may prove helpful to make use of one’s coverage before it expires on December 31st of each year.
DIRECT BILLING IS AVAILABLE FOR THE FOLLOWING PARTICIPATING EXTENDED HEALTH INSURERS:
Alberta Blue Cross
Beneva Inc.
BLUE CROSS
BPA – Benefit Plan Administrators
CANADA LIFE
Canadian Construction Workers Union
Chambers of Commerce Group Insurance
CINUP
ClaimSecure
Cooperators
Coughlin & Associates Ltd.
Cowan
D.A. Townley
Desjardins Insurance
Empire Life
Equitable Life of Canada
First Canadian Insurance Corp.
GMS Carrier 49
GMS Carrier 50
Green Shield Canada
GroupHEALTH
GroupSource
Industrial Alliance
Johnson Inc.
Johnston Group Inc.
LiUNA Local 183
LiUNA Local 506
Manion
MANULIFE FINANCIAL
Maximum Benefit
PACIFIC BLUE CROSS
People Corporation
RWAM Insurance Adminstrators
Simply Benefits
SSQ Insurance
SUNLIFE FINANCIAL
TELUS AdjudiCare
Union Benefits
UV Insurance
Here are some key questions to ask your provider:
1) What is the maximum amount per year that I can get covered for myself and my family?
2) Is there a limit to an initial visit consultation?
3) Is there a limit to follow up visit consultations?
4) Do you cover any naturopathic lab services?